The insurance can be designed to cover all types of INCO Terms with universally accepted international insurance clauses. Whilst Cargo Clause ‘A’ covers comprehensively, Clause ‘B’ has a limited form of cover and Clause ‘C’ is a more or less total loss only. The insurance provides storage cover after discharge up to 30 days for sea cargo and 15 days for air cargo. An extended period of storage cover could be negotiated with the insurers. The insurance could be extended to cover War, Strike, Riot & Civil Commotion.