Machinery All Risks (MAR) Insurance covers physical loss or damage to machinery from a wide range of risks, such as accidental damage, breakdown, or external perils. Machinery that is less than 15 years old from the date of manufacture or date of purchase as brand new, can be covered. The MAR policy can be extended to cover Riot & Strike and if required, Terrorism within island-wide geographical limits. All policy coverages are subject to certain exclusions, and depend on the type of policy and insurance provider.